Access up to $100 of your earned wages instantly. Flat $4.60 fee. No interest. No hidden charges. Repaid automatically on payday.
Get StartedNo credit check. Takes 2 minutes.
Upload your ID and a selfie. We verify you're you — takes under a minute.
Securely link your bank via Open Banking so we can detect your salary and pay schedule.
Request up to $100 and receive it instantly. Repayment is automatic on your next payday.
We publish our costs openly. No surprises, no hidden fees.
Up to $100
$4.60
flat fee
Up to $500
$10
trusted customers
No interest. No late fees. No default fees. No credit reporting.
If you can't repay, we retry a few times then write it off. Your account is locked until cleared.
Not a loan
We advance money you've already earned. Flat fee, no interest, no compounding.
Not for everyone
If you need an advance every pay cycle, something deeper is wrong. We'll point you to free financial counseling.
Not trying to make money off you
We charge what it costs us to operate. That's it. We publish our costs so you can verify.
$4.60. No tricks. Repaid automatically.
Get Started